Flagstar Bancorp, Inc. is a holding company that provides commercial and consumer banking services. The Company's business is primarily conducted through its subsidiary, Flagstar Bank, FSB. It operates through three segments: Community Banking, Mortgage Originations and Mortgage Servicing. The Community Banking segment originates loans, provides deposits and fee-based services to consumer, business and mortgage lending customers through its Branch Banking, Business and Commercial Banking, Government Banking, Warehouse Lending and Held-for-Investment Portfolio groups. It offers checking accounts, savings accounts, money market accounts, certificates of deposit and others. Its Mortgage Originations segment utilizes multiple distribution channels to originate or acquire one-to-four family residential mortgage loans on a national scale, primarily to sell. The Mortgage Servicing segment services and subservices mortgage and other consumer loans for others on a fee for service basis.