Euronet Worldwide, Inc. is an electronic payments provider. The Company operates through three segments: Electronic Fund Transfer (EFT) Processing Segment, epay Segment, and Money Transfer Segment. The EFT Processing Segment provides electronic payment solutions consisting of automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit card outsourcing, and card issuing and merchant acquiring services. The epay Segment provides distribution and processing of prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards and services. The Money Transfer Segment provides global consumer-to-consumer money transfer services, primarily under the brand names Ria, AFEX, and IME, and global account-to-account money transfer services under the brand name xe.