American National Bankshares
American National Bankshares Inc. is a one-bank holding company. American National Bank and Trust Company (the Bank) is the only banking subsidiary of the Company. The Bank offers a range of retail, commercial, secondary market mortgage lending, and trust and investment services, which also include non-deposit products such as mutual funds and insurance policies. The Company operates through two segments: community banking, and trust and investment services. The community banking segment involves making loans to and generating deposits from individuals and businesses. The Company's assets and liabilities, and investment income from securities are allocated to community banking segment. The trust and investment services include estate planning, trust account administration, investment management and retail brokerage. The trust and investment services division receives fees for investment and administrative services.