South Africa - Outstanding mortgage, income, poorest 40% (% ages 15+) [w2]

Outstanding mortgage, income, poorest 40% (% ages 15+) [w2] in South Africa was reported at 4.1538 % in 2014, according to the World Bank collection of development indicators, compiled from officially recognized sources.

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Denotes the percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land (income, poorest 40%, % age 15+). [w2: data are available for wave 2].

South Africa | Financial Sector

5-bank asset concentration
98.99

Financing via international capital markets (gross inflows, % of GDP)
2.04 %

S&P Global Equity Indices (annual % change)
17.62 %

Market capitalization of listed companies
951320328604 USD

Market capitalization of listed companies (% of GDP)
323 %

Listed domestic companies, total
303

Stocks traded, total value
402438614931 USD

Stocks traded, total value (% of GDP)
136 %

Stocks traded, turnover ratio
38.37 %

Portfolio investment, bonds (PPG + PNG) (NFL, current US$)
1619786000 USD

Loan accounts, commercial banks (per 1,000 adults)
297

Bank nonperfoming loans to total gross loans
2.86 %

Automated teller machines (ATMs) (per 100;000 adults)
69.28

Bank capital to assets ratio
8.2 %

Commercial bank branches (per 100;000 adults)
10.5

Borrowers from commercial banks (per 1;000 adults)
415

Depositors with commercial banks (per 1;000 adults)
978

Domestic credit to private sector by banks (% of GDP)
66.94 %

Bank liquid reserves to bank assets ratio
4.04 %

Total reserves (% of total external debt)
32.31 %

Total reserves in months of imports
5.48

Claims on central government (annual growth as % of broad money)
4.79 %

Claims on other sectors of the domestic economy (annual growth as % of broad money)
5.03 %

Net domestic credit (current LCU)
3353893840366 LCU

Claims on governments and other public entities (current LCU)
-39116271051 LCU

Claims on governments, etc. (annual growth as % of M2)
0.43 %

Net foreign assets (current LCU)
703620814583 LCU

Claims on private sector (annual growth as % of M2)
12.1 %

Claims on private sector (annual growth as % of broad money)
4.7 %

Broad money (current LCU)
3156156860453 LCU

Broad money (% of GDP)
72.77 %

Broad money to total reserves ratio
4.55

Broad money growth (annual %)
6.08 %

Money (current LCU)
685468185921 LCU

Money and quasi money (M2) (current LCU)
2696861976261 LCU

Money and quasi money (M2) as % of GDP
71.04 %

Money and quasi money (M2) to total reserves ratio
5.06

Money and quasi money growth (annual %)
7.28 %

Quasi money (current LCU)
2011393790340 LCU

Consumer price index (2005 = 100)
138

Wholesale price index (2005 = 100)
143

Deposit interest rate
7.17 %

Lending interest rate
10.46 %

Interest rate spread (lending rate minus deposit rate, %)
3.29 %

Real interest rate
3.43 %

Risk premium on lending (prime rate minus treasury bill rate, %)
3.23 %

Claims on central government; etc. (% GDP)
20.08 %

Claims on other sectors of the domestic economy (% of GDP)
157 %

Domestic credit provided by banking sector (% of GDP)
177 %

Domestic credit to private sector (% of GDP)
145 %

Liquid liabilities (M3) as % of GDP
41.14 %

Quasi-liquid liabilities (% of GDP)
23.11 %

Bank branches per 100,000 adults
10.5

Firms with a bank loan or line of credit
30.1 %

Small firms with a bank loan or line of credit
22.9 %

Account at a formal financial institution (% age 15+)
68.77 %

Saved at a financial institution in the past year (% age 15+) GFD
32.73 %

Loan from a financial institution in the past year (% age 15+) GFD
12.09 %

Account used for business purposes (% age 15+)
6.18 %

Account used to receive government payments (% age 15+)
20.07 %

Account used to receive remittances (% age 15+)
18.28 %

Account used to receive wages (% age 15+)
23.3 %

Saved any money in the past year (% age 15+)
66.36 %

Saved using a savings club in the past year (% age 15+)
30.57 %

Loan in the past year (% age 15+)
44.14 %

Loan from a private lender in the past year (% age 15+)
18.36 %

Loan from an employer in the past year (% age 15+)
2.85 %

Loan through store credit in the past year (% age 15+)
20.09 %

Loan from family or friends in the past year (% age 15+)
71.2 %

Checks used to make payments (% age 15+)
2.86 %

Credit card (% age 15+)
13.46 %

Debit card (% age 15+)
54.87 %

Electronic payments used to make payments (% age 15+)
13.07 %

Mobile phone used to pay bills (% age 15+)
4.44 %

Mobile phone used to send money (% age 15+)
5.36 %

ATMs per 100,000 adults GFD
69.28

Depositing/withdrawing at least once in a typical month (% age 15+)
52.48 %

Firms with a checking or savings account
97.9 %

Firms using banks to finance investments
34.8 %

Firms using banks to finance working capital
21.1 %

Loans requiring collateral GFD
71.2 %

Value of collateral needed for a loan (% of the loan amount)
104 %

Firms not needing a loan
50 %

Investments financed by banks
25.8 %

Working capital financed by banks
7.1 %

Firms identifying access to finance as a major constraint
15.5 %

Value traded excluding top 10 traded companies to total value traded
59.38 %

Market capitalization excluding top 10 companies to total market capitalization
75.97 %

Nonfinancial corporate bonds to total bonds and notes outstanding
11.78 %

Investments financed by equity or stock sales
0 %

Private credit by deposit money banks to GDP
66.28 %

Deposit money banks' assets to GDP
77.91 %

Nonbank financial institutions’ assets to GDP
118 %

Deposit money bank assets to deposit money bank assets and central bank assets
98.36 %

Liquid liabilities to GDP
42.21 %

Central bank assets to GDP
1.3 %

Mutual fund assets to GDP
39.02 %

Financial system deposits to GDP
59.71 %

Life insurance premium volume to GDP
11.22 %

Nonlife insurance premium volume to GDP
1.9 %

Insurance company assets to GDP
66.8 %

Private credit by deposit money banks and other financial institutions to GDP
146 %

Pension fund assets to GDP
47.31 %

Domestic credit to private sector (% of GDP) GFD
149 %

Stock market capitalization to GDP
245 %

Stock market total value traded to GDP
70.87 %

Outstanding domestic private debt securities to GDP
16.37 %

Outstanding domestic public debt securities to GDP
35.02 %

Outstanding international private debt securities to GDP
15.15 %

Outstanding international public debt securities to GDP
3.77 %

International debt issues to GDP
18.92 %

Gross portfolio equity liabilities to GDP
36.4 %

Gross portfolio equity assets to GDP
44.23 %

Gross portfolio debt liabilities to GDP
16.68 %

Bank net interest margin
3.01 %

Bank lending-deposit spread
3.26

Bank noninterest income to total income
5.51 %

Bank overhead costs to total assets
2.9 %

Bank return on assets (%, after tax)
0.92 %

Bank return on equity (%, after tax)
15.05 %

Bank cost to income ratio
101 %

Credit to government and state owned enterprises to GDP
12.07 %

Bank return on assets (%, before tax)
1.33 %

Bank return on equity (%, before tax)
20.77 %

Stock market turnover ratio
30.31 %

Bank concentration
78.07 %

Bank deposits to GDP
59.71 %

H-statistic
0.86

Lerner index
0.23

Boone indicator
0.03

Liquid liabilities in millions USD (2000 constant)
106574

Loans from nonresident banks (net) to GDP
0.14 %

Loans from nonresident banks (amounts outstanding) to GDP
19.26 %

External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits)
12.7 %

External loans and deposits of reporting banks vis-à-vis the nonbanking sectors (% of domestic bank deposits)
8.3 %

External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits)
21.03 %

Remittance inflows to GDP
0.26 %

Consolidated foreign claims of BIS reporting banks to GDP
33.23 %

Foreign banks among total banks
24 %

Foreign bank assets among total bank assets
23 %

Global leasing volume to GDP
1.07 %

Total factoring volume to GDP
4.62 %

Banking crisis dummy (1=banking crisis, 0=none)
0

Number of listed companies per 1,000,000 people
5.75

Stock market return (%, year-on-year)
5.36 %

Bank Z-score
13.93

Bank nonperforming loans to gross loans
3.12 %

Bank capital to total assets
7.04 %

Bank credit to bank deposits
111 %

Bank regulatory capital to risk-weighted assets
14.2 %

Liquid assets to deposits and short term funding
22.91 %

Provisions to nonperforming loans
47.8 %

Stock price volatility
14.41

Credit depth of information index (0=low to 6=high)
7

Private credit bureau coverage (% of adults)
63.7 %

Public credit registry coverage (% of adults)
0 %

Outcome (0 as piecemeal sale and 1 as going concern)
0

Strength of insolvency framework index (0-16)
12.5

Strength of legal rights index (0=weak to 10=strong)
5

Extent of conflict of interest regulation index (0-10)
8

Extent of corporate transparency index (0-9)
4

Extent of shareholder governance index (0-10)
6

Strength of governance structure index (0-5)
6

Extent of shareholder rights index (0-5)
8

Inflation, GDP deflator: linked series (annual %)
6.79 %

GDP deflator: linked series (base year varies by country)
141

Official exchange rate (LCU per US$, period average)
14.71

Real effective exchange rate index (2000 = 100)
71.53

Net migration
806500

International migrant stock, total
3142511

International migrant stock (% of population)
5.77 %

Account at a financial institution (% age 15+) [ts]
68.77 %

Account at a financial institution, male (% age 15+) [ts]
68.77 %

Account at a financial institution, female (% age 15+) [ts]
68.77 %

Account at a financial institution, young adults (% ages 15-24) [ts]
50.98 %

Account at a financial institution, older adults (% ages 25+) [ts]
75.93 %

Account at a financial institution, primary education or less (% ages 15+) [ts]
59.84 %

Account at a financial institution, secondary education or more (% ages 15+) [ts]
72.01 %

Account at a financial institution, income, poorest 40% (% ages 15+) [ts]
56.47 %

Account at a financial institution, income, richest 60% (% ages 15+) [ts]
77.32 %

Debit card (% age 15+) [ts]
54.87 %

Debit card, male (% age 15+) [ts]
54.33 %

Debit card, female (% age 15+) [ts]
55.35 %

Debit card, young adults (% ages 15-24) [ts]
39.37 %

Debit card, older adults (% ages 25+) [ts]
61.1 %

Debit card, primary education or less (% ages 15+) [ts]
41.54 %

Debit card, secondary education or more (% ages 15+) [ts]
59.8 %

Debit card, income, poorest 40% (% ages 15+) [ts]
40.45 %

Debit card, income, richest 60% (% ages 15+) [ts]
64.89 %

Credit card (% age 15+) [ts]
13.46 %

Credit card, male (% age 15+) [ts]
13.74 %

Credit card, female (% age 15+) [ts]
13.22 %

Credit card, young adults (% ages 15-24) [ts]
6.47 %

Credit card, older adults (% ages 25+) [ts]
16.27 %

Credit card, primary education or less (% ages 15+) [ts]
7.28 %

Credit card, secondary education or more (% ages 15+) [ts]
15.79 %

Credit card, income, poorest 40% (% ages 15+) [ts]
7.89 %

Credit card, income, richest 60% (% ages 15+) [ts]
17.34 %

Saved at a financial institution (% age 15+) [ts]
32.73 %

Saved at a financial institution, male (% age 15+) [ts]
34.44 %

Saved at a financial institution, female (% age 15+) [ts]
31.18 %

Saved at a financial institution, young adults (% ages 15-24) [ts]
25.35 %

Saved at a financial institution, older adults (% ages 25+) [ts]
35.7 %

Saved at a financial institution, primary education or less (% ages 15+) [ts]
19.73 %

Saved at a financial institution, secondary education or more (% ages 15+) [ts]
37.44 %

Saved at a financial institution, income, poorest 40% (% ages 15+) [ts]
21.11 %

Saved at a financial institution, income, richest 60% (% ages 15+) [ts]
40.81 %

Saved using a savings club or a person outside the family (% age 15+) [ts]
30.57 %

Saved using a savings club or a person outside the family, male (% age 15+) [ts]
25.98 %

Saved using a savings club or a person outside the family, female (% age 15+) [ts]
34.68 %

Saved using a savings club or a person outside the family, young adults (% ages 15-24) [ts]
13.84 %

Saved using a savings club or a person outside the family, older adults (% ages 25+) [ts]
37.28 %

Saved using a savings club or a person outside the family, primary education or less (% ages 15+) [ts]
35.77 %

Saved using a savings club or a person outside the family, secondary education or more (% ages 15+) [ts]
28.54 %

Saved using a savings club or a person outside the family, income, poorest 40% (% ages 15+) [ts]
27.67 %

Saved using a savings club or a person outside the family, income, richest 60% (% ages 15+) [ts]
32.58 %

Borrowed from a financial institution (% age 15+) [ts]
12.09 %

Borrowed from a financial institution, male (% age 15+) [ts]
12.85 %

Borrowed from a financial institution, female (% age 15+) [ts]
11.41 %

Borrowed from a financial institution, young adults (% ages 15-24) [ts]
4.35 %

Borrowed from a financial institution, older adults (% ages 25+) [ts]
15.2 %

Borrowed from a financial institution, primary education or less (% ages 15+) [ts]
4.26 %

Borrowed from a financial institution, secondary education or more (% ages 15+) [ts]
15 %

Borrowed from a financial institution, income, poorest 40% (% ages 15+) [ts]
4.29 %

Borrowed from a financial institution, income, richest 60% (% ages 15+) [ts]
17.52 %

Borrowed from family or friends (% age 15+) [ts]
71.2 %

Borrowed from family or friends, male (% age 15+) [ts]
67.58 %

Borrowed from family or friends, female (% age 15+) [ts]
74.44 %

Borrowed from family or friends, young adults (% ages 15-24) [ts]
72.66 %

Borrowed from family or friends, older adults (% ages 25+) [ts]
70.59 %

Borrowed from family or friends, primary education or less (% ages 15+) [ts]
75.29 %

Borrowed from family or friends, secondary education or more (% ages 15+) [ts]
69.78 %

Borrowed from family or friends, income, poorest 40% (% ages 15+) [ts]
74.09 %

Borrowed from family or friends, income, richest 60% (% ages 15+) [ts]
69.18 %

Borrowed from a private informal lender (% age 15+) [ts]
18.36 %

Borrowed from a private informal lender, male (% age 15+) [ts]
18.81 %

Borrowed from a private informal lender, female (% age 15+) [ts]
17.96 %

Borrowed from a private informal lender, young adults (% ages 15-24) [ts]
7.4 %

Borrowed from a private informal lender, older adults (% ages 25+) [ts]
22.69 %

Borrowed from a private informal lender, primary education or less (% ages 15+) [ts]
22.64 %

Borrowed from a private informal lender, secondary education or more (% ages 15+) [ts]
16.67 %

Borrowed from a private informal lender, income, poorest 40% (% ages 15+) [ts]
23.67 %

Borrowed from a private informal lender, income, richest 60% (% ages 15+) [ts]
14.67 %

Account Ownership (% age 15+) [ts]
70.32 %

Account Ownership, male (% age 15+) [ts]
70.27 %

Account Ownership, female (% age 15+) [ts]
70.36 %

Account Ownership, young adults (% ages 15-24) [ts]
53.5 %

Account Ownership, older adults (% ages 25+) [ts]
77.09 %

Account Ownership, primary education or less (% ages 15+) [ts]
60.66 %

Account Ownership, secondary education or more (% ages 15+) [ts]
73.84 %

Account Ownership, income, poorest 40% (% ages 15+) [ts]
57.79 %

Account Ownership, income, richest 60% (% ages 15+) [ts]
79.03 %

Main mode of withdrawal: ATM (% with an account, age 15+) [ts]
81.75 %

Account at a formal financial institution (% age 15+) Wave 1
53.65 %

Account at a formal financial institution, rural (% age 15+)
43.58 %

Account at a formal financial institution, male (% age 15+)
56.38 %

Account at a formal financial institution, female (% age 15+)
51.02 %

Account at a formal financial institution, young adults (% ages 15-24)
40.76 %

Account at a formal financial institution, older adults (% age 25+)
59.1 %

Account at a financial institution, primary education or less (% ages 15+) [w1]
42.55 %

Account at a financial institution, secondary education or more (% ages 15+) [w1]
58.33 %

Account at a formal financial institution, income, bottom 40% (% age 15+)
38.79 %

Account at a formal financial institution, income quintiles III, IV, and V (highest) (% age 15+)
63.64 %

Used an account at a financial institution for business purposes (% age 15+) [w1]
6.18 %

Used an account at a financial institution for business purposes, rural (% age 15+) [w1]
5.45 %

Used an account at a financial institution for business purposes, male (% age 15+) [w1]
8.17 %

Used an account at a financial institution for business purposes, female (% age 15+) [w1]
4.28 %

Used an account at a financial institution for business purposes, young adults (% ages 15-24) [w1]
5.05 %

Used an account at a financial institution for business purposes, older adults (% ages 25+) [w1]
6.66 %

Used an account at a financial institution for business purposes, primary education or less (% ages 15+) [w1]
2.51 %

Used an account at a financial institution for business purposes, secondary education or more (% ages 15+) [w1]
7.7 %

Used an account at a financial institution for business purposes, income, poorest 40% (% ages 15+) [w1]
1.98 %

Used an account at a financial institution for business purposes, income, richest 60% (% ages 15+) [w1]
9.02 %

Debit card (% age 15+) [w1]
45.33 %

Debit card, rural (% age 15+) [w1]
38.29 %

Debit card, male (% age 15+) [w1]
48.55 %

Debit card, female (% age 15+) [w1]
42.25 %

Debit card, young adults (% ages 15-24) [w1]
33.88 %

Debit card, older adults (% ages 25+) [w1]
50.17 %

Debit card, primary education or less (% ages 15+) [w1]
35.28 %

Debit card, secondary education or more (% ages 15+) [w1]
49.57 %

Debit card, income, poorest 40% (% ages 15+) [w1]
34.25 %

Debit card, income, richest 60% (% ages 15+) [w1]
52.78 %

Credit card (% age 15+) [w1]
7.75 %

Credit card, rural (% age 15+) [w1]
5.06 %

Credit card, male (% age 15+) [w1]
8.6 %

Credit card, female (% age 15+) [w1]
6.94 %

Credit card, young adults (% ages 15-24) [w1]
2.62 %

Credit card, older adults (% ages 25+) [w1]
9.92 %

Credit card, primary education or less (% ages 15+) [w1]
0.5334 %

Credit card, secondary education or more (% ages 15+) [w1]
10.72 %

Credit card, income, poorest 40% (% ages 15+) [w1]
1.02 %

Credit card, income, richest 60% (% ages 15+) [w1]
12.28 %

Deposits in a typical month: 0 (% with an account, age 15+) [w1]
2.96 %

Deposits in a typical month: 1 or 2 (% with an account, age 15+) [w1]
79.15 %

Deposits in a typical month: 3+ (% with an account, age 15+) [w1]
17.77 %

Deposits and withdrawals in a typical month: 0 (% with an account, age 15+) [w1]
2.16 %

Withdrawals in a typical month: 0 (% with an account, age 15+) [w1]
4.29 %

Withdrawals in a typical month: 1 or 2 (% with an account, age 15+) [w1]
65.6 %

Withdrawals in a typical month: 3+ (% with an account, age 15+) [w1]
30.11 %

Main mode of withdrawal: ATM (% with an account, age 15+) [w1]
88.9 %

Main mode of withdrawal: bank teller (% with an account, age 15+) [w1]
7.94 %

Main mode of withdrawal: retail store (% with an account, age 15+) [w1]
1.83 %

Main mode of withdrawal: bank agent (% with an account, age 15+) [w1]
0.2333 %

Main mode of deposit: ATM (% with an account, age 15+) [w1]
13.81 %

Main mode of deposit: bank teller (% with an account, age 15+) [w1]
71.45 %

Main mode of deposit: retail store (% with an account, age 15+) [w1]
1.03 %

Main mode of deposit: bank agent (% with an account, age 15+) [w1]
0.1966 %

Used checks to make payments (% age 15+) [w1]
2.86 %

Used checks to make payments, rural (% age 15+) [w1]
2.06 %

Used checks to make payments, male (% age 15+) [w1]
4.04 %

Used checks to make payments, female (% age 15+) [w1]
1.74 %

Used checks to make payments, young adults (% ages 15-24) [w1]
0.9792 %

Used checks to make payments, older adults (% ages 25+) [w1]
3.66 %

Used checks to make payments, primary education or less (% ages 15+) [w1]
0.653 %

Used checks to make payments, secondary education or more (% ages 15+) [w1]
3.77 %

Used checks to make payments, income, poorest 40% (% ages 15+) [w1]
0.5446 %

Used checks to make payments, income, richest 60% (% ages 15+) [w1]
4.42 %

Used electronic payments to make payments (% age 15+) [w1]
13.07 %

Used electronic payments to make payments, rural (% age 15+) [w1]
9.7 %

Used electronic payments to make payments, male (% age 15+) [w1]
15.37 %

Used electronic payments to make payments, female (% age 15+) [w1]
10.88 %

Used electronic payments to make payments, young adults (% ages 15-24) [w1]
8.12 %

Used electronic payments to make payments, older adults (% ages 25+) [w1]
15.17 %

Used electronic payments to make payments, primary education or less (% ages 15+) [w1]
5.72 %

Used electronic payments to make payments, secondary education or more (% ages 15+) [w1]
16.11 %

Used electronic payments to make payments, income, poorest 40% (% ages 15+) [w1]
3.52 %

Used electronic payments to make payments, income, richest 60% (% ages 15+) [w1]
19.5 %

Used an account at a financial institution to receive wages (% age 15+) [w1]
23.3 %

Used an account at a financial institution to receive wages, rural (% age 15+) [w1]
16.93 %

Used an account at a financial institution to receive wages, male (% age 15+) [w1]
27.26 %

Used an account at a financial institution to receive wages, female (% age 15+) [w1]
19.5 %

Used an account at a financial institution to receive wages, young adults (% ages 15-24) [w1]
15.23 %

Used an account at a financial institution to receive wages, older adults (% ages 25+) [w1]
26.71 %

Used an account at a financial institution to receive wages, primary education or less (% ages 15+) [w1]
13.3 %

Used an account at a financial institution to receive wages, secondary education or more (% ages 15+) [w1]
27.44 %

Used an account at a financial institution to receive wages, income, poorest 40% (% ages 15+) [w1]
12.75 %

Used an account at a financial institution to receive wages, income, richest 60% (% ages 15+) [w1]
30.4 %

Used an account at a financial institution to receive government transfers (% age 15+) [w1]
20.07 %

Used an account at a financial institution to receive government transfers, rural (% age 15+) [w1]
17.46 %

Used an account at a financial institution to receive government transfers, male (% age 15+) [w1]
14.82 %

Used an account at a financial institution to receive government transfers, female (% age 15+) [w1]
25.11 %

Used an account at a financial institution to receive government transfers, young adults (% ages 15-24) [w1]
11.34 %

Used an account at a financial institution to receive government transfers, older adults (% ages 25+) [w1]
23.76 %

Used an account at a financial institution to receive government transfers, primary education or less (% ages 15+) [w1]
21.01 %

Used an account at a financial institution to receive government transfers, secondary education or more (% ages 15+) [w1]
19.75 %

Used an account at a financial institution to receive government transfers, income, poorest 40% (% ages 15+) [w1]
17.6 %

Used an account at a financial institution to receive government transfers, income, richest 60% (% ages 15+) [w1]
21.74 %

Used an account at a financial institution to receive remittances (% age 15+) [w1]
18.28 %

Used an account at a financial institution to receive remittances, rural (% age 15+) [w1]
15.99 %

Used an account at a financial institution to receive remittances, male (% age 15+) [w1]
18.48 %

Used an account at a financial institution to receive remittances, female (% age 15+) [w1]
18.08 %

Used an account at a financial institution to receive remittances, young adults (% ages 15-24) [w1]
16.65 %

Used an account at a financial institution to receive remittances, older adults (% ages 25+) [w1]
18.97 %

Used an account at a financial institution to receive remittances, primary education or less (% ages 15+) [w1]
13.2 %

Used an account at a financial institution to receive remittances, secondary education or more (% ages 15+) [w1]
20.4 %

Used an account at a financial institution to receive remittances, income, poorest 40% (% ages 15+) [w1]
13.7 %

Used an account at a financial institution to receive remittances, income, richest 60% (% ages 15+) [w1]
21.36 %

Used an account at a financial institution to send remittances (% age 15+) [w1]
10.05 %

Used an account at a financial institution to send remittances, rural (% age 15+) [w1]
8.64 %

Used an account at a financial institution to send remittances, male (% age 15+) [w1]
13.07 %

Used an account at a financial institution to send remittances, female (% age 15+) [w1]
7.15 %

Used an account at a financial institution to send remittances, young adults (% ages 15-24) [w1]
5.9 %

Used an account at a financial institution to send remittances, older adults (% ages 25+) [w1]
11.8 %

Used an account at a financial institution to send remittances, primary education or less (% ages 15+) [w1]
3.67 %

Used an account at a financial institution to send remittances, secondary education or more (% ages 15+) [w1]
12.68 %

Used an account at a financial institution to send remittances, income, poorest 40% (% ages 15+) [w1]
4.73 %

Used an account at a financial institution to send remittances, income, richest 60% (% ages 15+) [w1]
13.62 %

Saved any money in the past year (% age 15+) [w1]
31.47 %

Saved any money in the past year, rural (% age 15+) [w1]
22.01 %

Saved any money in the past year, male (% age 15+) [w1]
32.4 %

Saved any money in the past year, female (% age 15+) [w1]
30.57 %

Saved any money in the past year, young adults (% ages 15-24) [w1]
20.95 %

Saved any money in the past year, older adults (% ages 25+) [w1]
35.92 %

Saved any money in the past year, primary education or less (% ages 15+) [w1]
26.03 %

Saved any money in the past year, secondary education or more (% ages 15+) [w1]
33.78 %

Saved any money in the past year, income, poorest 40% (% ages 15+) [w1]
20.81 %

Saved any money in the past year, income, richest 60% (% ages 15+) [w1]
38.64 %

Saved for future expenses (% age 15+) [w1]
18.32 %

Saved for future expenses, rural (% age 15+) [w1]
11.58 %

Saved for future expenses, male (% age 15+) [w1]
20.19 %

Saved for future expenses, female (% age 15+) [w1]
16.52 %

Saved for future expenses, young adults (% ages 15-24) [w1]
12.7 %

Saved for future expenses, older adults (% ages 25+) [w1]
20.69 %

Saved for future expenses, primary education or less (% ages 15+) [w1]
9.58 %

Saved for future expenses, secondary education or more (% ages 15+) [w1]
21.93 %

Saved for future expenses, income, poorest 40% (% ages 15+) [w1]
8.35 %

Saved for future expenses, income, richest 60% (% ages 15+) [w1]
25.02 %

Saved for emergencies (% age 15+) [w1]
24.83 %

Saved for emergencies, rural (% age 15+) [w1]
15.92 %

Saved for emergencies, male (% age 15+) [w1]
25.76 %

Saved for emergencies, female (% age 15+) [w1]
23.93 %

Saved for emergencies, young adults (% ages 15-24) [w1]
15.53 %

Saved for emergencies, older adults (% ages 25+) [w1]
28.76 %

Saved for emergencies, primary education or less (% ages 15+) [w1]
18.05 %

Saved for emergencies, secondary education or more (% ages 15+) [w1]
27.66 %

Saved for emergencies, income, poorest 40% (% ages 15+) [w1]
15.53 %

Saved for emergencies, income, richest 60% (% ages 15+) [w1]
31.08 %

Saved at a financial institution in the past year (% age 15+)
22.08 %

Saved at a financial institution in the past year, rural (% age 15+)
13.85 %

Saved at a financial institution in the past year, male (% age 15+)
23.67 %

Saved at a financial institution in the past year, female (% age 15+)
20.55 %

Saved at a financial institution in the past year, young adults (% ages 15-24)
12.62 %

Saved at a financial institution in the past year, older adults (% age 25+)
26.08 %

Saved at a financial institution, primary education or less (% ages 15+) [w1]
14.33 %

Saved at a financial institution, secondary education or more (% ages 15+) [w1]
25.31 %

Saved at a financial institution in the past year, income quintiles I (lowest) and II (% age 15+)
13.65 %

Saved at a financial institution in the past year, income quintiles III, IV, and V (highest) (% age 15+)
27.75 %

Saved using a savings club or a person outside the family (% age 15+) [w1]
13.5 %

Saved using a savings club or a person outside the family, rural (% age 15+) [w1]
9.48 %

Saved using a savings club or a person outside the family, male (% age 15+) [w1]
12.7 %

Saved using a savings club or a person outside the family, female (% age 15+) [w1]
14.26 %

Saved using a savings club or a person outside the family, young adults (% ages 15-24) [w1]
5.04 %

Saved using a savings club or a person outside the family, older adults (% ages 25+) [w1]
17.08 %

Saved using a savings club or a person outside the family, primary education or less (% ages 15+) [w1]
13.27 %

Saved using a savings club or a person outside the family, secondary education or more (% ages 15+) [w1]
13.64 %

Saved using a savings club or a person outside the family, income, poorest 40% (% ages 15+) [w1]
7.98 %

Saved using a savings club or a person outside the family, income, richest 60% (% ages 15+) [w1]
17.22 %

Loan from a financial institution in the past year (% age 15+)
8.86 %

Loan from a financial institution in the past year, rural (% age 15+)
6.19 %

Loan from a financial institution in the past year, male (% age 15+)
11.36 %

Loan from a financial institution in the past year, female (% age 15+)
6.47 %

Loan from a financial institution in the past year, young adults (% ages 15-24)
1.95 %

Loan from a financial institution in the past year, older adults (% age 25+)
11.79 %

Borrowed from a financial institution, primary education or less (% ages 15+) [w1]
4.26 %

Borrowed from a financial institution, secondary education or more (% ages 15+) [w1]
10.77 %

Loan from a financial institution in the past year, income quintiles I (lowest) and II (% age 15+)
4.7 %

Loan from a financial institution in the past year, income quintiles III, IV, and V (highest) (% age 15+)
11.66 %

Loan in the past year, male (% age 15+) [w1]
43.25 %

Loan in the past year, female (% age 15+) [w1]
45 %

Loan in the past year, young adults (% ages 15-24) [w1]
37.45 %

Loan in the past year, older adults (% ages 25+) [w1]
46.98 %

Loan in the past year, primary education or less (% ages 15+) [w1]
38.99 %

Loan in the past year, secondary education or more (% ages 15+) [w1]
46.38 %

Loan in the past year, income, poorest 40% (% ages 15+) [w1]
35.25 %

Loan in the past year, income, richest 60% (% ages 15+) [w1]
50.13 %

Borrowed from a store by buying on credit (% age 15+) [w1]
10.82 %

Borrowed from a store by buying on credit, rural (% age 15+) [w1]
7.73 %

Borrowed from a store by buying on credit, male (% age 15+) [w1]
12.19 %

Borrowed from a store by buying on credit, female (% age 15+) [w1]
9.52 %

Borrowed from a store by buying on credit, young adults (% ages 15-24) [w1]
7.92 %

Borrowed from a store by buying on credit, older adults (% ages 25+) [w1]
12.05 %

Borrowed from a store by buying on credit, primary education or less (% ages 15+) [w1]
4.09 %

Borrowed from a store by buying on credit, secondary education or more (% ages 15+) [w1]
13.6 %

Borrowed from a store by buying on credit, income, poorest 40% (% ages 15+) [w1]
5.76 %

Borrowed from a store by buying on credit, income, richest 60% (% ages 15+) [w1]
14.23 %

Borrowed from family or friends (% age 15+) [w1]
34.34 %

Borrowed from family or friends, rural (% age 15+) [w1]
31.45 %

Borrowed from family or friends, male (% age 15+) [w1]
32.57 %

Borrowed from family or friends, female (% age 15+) [w1]
36.03 %

Borrowed from family or friends, young adults (% ages 15-24) [w1]
31.38 %

Borrowed from family or friends, older adults (% ages 25+) [w1]
35.59 %

Borrowed from family or friends, primary education or less (% ages 15+) [w1]
33.43 %

Borrowed from family or friends, secondary education or more (% ages 15+) [w1]
34.81 %

Borrowed from family or friends, income, poorest 40% (% ages 15+) [w1]
30.89 %

Borrowed from family or friends, income, richest 60% (% ages 15+) [w1]
36.66 %

Borrowed from an employer (% age 15+) [w1]
2.85 %

Borrowed from an employer, rural (% age 15+) [w1]
1.84 %

Borrowed from an employer, male (% age 15+) [w1]
3.44 %

Borrowed from an employer, female (% age 15+) [w1]
2.29 %

Borrowed from an employer, young adults (% ages 15-24) [w1]
3.63 %

Borrowed from an employer, older adults (% ages 25+) [w1]
2.52 %

Borrowed from an employer, primary education or less (% ages 15+) [w1]
2.25 %

Borrowed from an employer, secondary education or more (% ages 15+) [w1]
3.1 %

Borrowed from an employer, income, poorest 40% (% ages 15+) [w1]
1.39 %

Borrowed from an employer, income, richest 60% (% ages 15+) [w1]
3.84 %

Borrowed from a private informal lender (% age 15+) [w1]
6.81 %

Borrowed from a private informal lender, rural (% age 15+) [w1]
7.01 %

Borrowed from a private informal lender, male (% age 15+) [w1]
7.5 %

Borrowed from a private informal lender, female (% age 15+) [w1]
6.16 %

Borrowed from a private informal lender, young adults (% ages 15-24) [w1]
5.86 %

Borrowed from a private informal lender, older adults (% ages 25+) [w1]
7.22 %

Borrowed from a private informal lender, primary education or less (% ages 15+) [w1]
6.94 %

Borrowed from a private informal lender, secondary education or more (% ages 15+) [w1]
6.78 %

Borrowed from a private informal lender, income, poorest 40% (% ages 15+) [w1]
4.69 %

Borrowed from a private informal lender, income, richest 60% (% ages 15+) [w1]
8.24 %

Outstanding loan to purchase a home (% age 15+) [w1]
4.28 %

Outstanding loan to purchase a home, rural (% age 15+) [w1]
1.43 %

Outstanding loan to purchase a home, male (% age 15+) [w1]
4.44 %

Outstanding loan to purchase a home, female (% age 15+) [w1]
4.12 %

Outstanding loan to purchase a home, young adults (% ages 15-24) [w1]
1.69 %

Outstanding loan to purchase a home, older adults (% ages 25+) [w1]
5.37 %

Outstanding loan to purchase a home, primary education or less (% ages 15+) [w1]
0.4967 %

Outstanding loan to purchase a home, secondary education or more (% ages 15+) [w1]
5.83 %

Outstanding loan to purchase a home, income, poorest 40% (% ages 15+) [w1]
1.61 %

Outstanding loan to purchase a home, income, richest 60% (% ages 15+) [w1]
6.07 %

Personally paid for health insurance (% age 15+) [w1]
7.44 %

Personally paid for health insurance, rural (% age 15+) [w1]
4.73 %

Personally paid for health insurance, male (% age 15+) [w1]
8.11 %

Personally paid for health insurance, female (% age 15+) [w1]
6.79 %

Personally paid for health insurance, young adults (% ages 15-24) [w1]
2.46 %

Personally paid for health insurance, older adults (% ages 25+) [w1]
9.55 %

Personally paid for health insurance, primary education or less (% ages 15+) [w1]
2.87 %

Personally paid for health insurance, secondary education or more (% ages 15+) [w1]
9.32 %

Personally paid for health insurance, income, poorest 40% (% ages 15+) [w1]
1.14 %

Personally paid for health insurance, income, richest 60% (% ages 15+) [w1]
11.68 %

Outstanding loan for home construction (% age 15+) [w1]
5.83 %

Outstanding loan for home construction, rural (% age 15+) [w1]
2.96 %

Outstanding loan for home construction, male (% age 15+) [w1]
6.6 %

Outstanding loan for home construction, female (% age 15+) [w1]
5.09 %

Outstanding loan for home construction, young adults (% ages 15-24) [w1]
1.36 %

Outstanding loan for home construction, older adults (% ages 25+) [w1]
7.72 %

Outstanding loan for home construction, primary education or less (% ages 15+) [w1]
1.19 %

Outstanding loan for home construction, secondary education or more (% ages 15+) [w1]
7.74 %

Outstanding loan for home construction, income, poorest 40% (% ages 15+) [w1]
1.97 %

Outstanding loan for home construction, income, richest 60% (% ages 15+) [w1]
8.42 %

Outstanding loan to pay school fees (% age 15+) [w1]
6.03 %

Outstanding loan to pay school fees, rural (% age 15+) [w1]
4.93 %

Outstanding loan to pay school fees, male (% age 15+) [w1]
6.71 %

Outstanding loan to pay school fees, female (% age 15+) [w1]
5.37 %

Outstanding loan to pay school fees, young adults (% ages 15-24) [w1]
6.34 %

Outstanding loan to pay school fees, older adults (% ages 25+) [w1]
5.9 %

Outstanding loan to pay school fees, primary education or less (% ages 15+) [w1]
3.01 %

Outstanding loan to pay school fees, secondary education or more (% ages 15+) [w1]
7.28 %

Outstanding loan to pay school fees, income, poorest 40% (% ages 15+) [w1]
3.77 %

Outstanding loan to pay school fees, income, richest 60% (% ages 15+) [w1]
7.55 %

Outstanding loan for health or emergencies (% age 15+) [w1]
7.34 %

Outstanding loan for health or emergencies, rural (% age 15+) [w1]
5.59 %

Outstanding loan for health or emergencies, male (% age 15+) [w1]
7.78 %

Outstanding loan for health or emergencies, female (% age 15+) [w1]
6.92 %

Outstanding loan for health or emergencies, young adults (% ages 15-24) [w1]
3.92 %

Outstanding loan for health or emergencies, older adults (% ages 25+) [w1]
8.79 %

Outstanding loan for health or emergencies, primary education or less (% ages 15+) [w1]
6.07 %

Outstanding loan for health or emergencies, secondary education or more (% ages 15+) [w1]
7.88 %

Outstanding loan for health or emergencies, income, poorest 40% (% ages 15+) [w1]
5.1 %

Outstanding loan for health or emergencies, income, richest 60% (% ages 15+) [w1]
8.84 %

Outstanding loan for funerals or weddings (% age 15+) [w1]
3.07 %

Outstanding loan for funerals or weddings, rural (% age 15+) [w1]
1.91 %

Outstanding loan for funerals or weddings, male (% age 15+) [w1]
4.42 %

Outstanding loan for funerals or weddings, female (% age 15+) [w1]
1.77 %

Outstanding loan for funerals or weddings, young adults (% ages 15-24) [w1]
2.11 %

Outstanding loan for funerals or weddings, older adults (% ages 25+) [w1]
3.47 %

Outstanding loan for funerals or weddings, primary education or less (% ages 15+) [w1]
2.95 %

Outstanding loan for funerals or weddings, secondary education or more (% ages 15+) [w1]
3.12 %

Outstanding loan for funerals or weddings, income, poorest 40% (% ages 15+) [w1]
2.95 %

Outstanding loan for funerals or weddings, income, richest 60% (% ages 15+) [w1]
3.15 %

Mobile phone used to pay bills (% age 15+) [w1]
4.44 %

Mobile phone used to pay bills, rural (% age 15+) [w1]
2.47 %

Mobile phone used to pay bills, male (% age 15+) [w1]
5.55 %

Mobile phone used to pay bills, female (% age 15+) [w1]
3.37 %

Mobile phone used to pay bills, young adults (% ages 15-24) [w1]
2.44 %

Mobile phone used to pay bills, older adults (% ages 25+) [w1]
5.28 %

Mobile phone used to pay bills, primary education or less (% ages 15+) [w1]
0.7325 %

Mobile phone used to pay bills, secondary education or more (% ages 15+) [w1]
5.96 %

Mobile phone used to pay bills, income, poorest 40% (% ages 15+) [w1]
1.53 %

Mobile phone used to pay bills, income, richest 60% (% ages 15+) [w1]
6.39 %

Mobile phone used to send money (% age 15+) [w1]
5.36 %

Mobile phone used to send money, rural (% age 15+) [w1]
4.13 %

Mobile phone used to send money, male (% age 15+) [w1]
7.07 %

Mobile phone used to send money, female (% age 15+) [w1]
3.72 %

Mobile phone used to send money, young adults (% ages 15-24) [w1]
2.57 %

Mobile phone used to send money, older adults (% ages 25+) [w1]
6.54 %

Mobile phone used to send money, primary education or less (% ages 15+) [w1]
1.16 %

Mobile phone used to send money, secondary education or more (% ages 15+) [w1]
7.09 %

Mobile phone used to send money, income, poorest 40% (% ages 15+) [w1]
2.3 %

Mobile phone used to send money, income, richest 60% (% ages 15+) [w1]
7.42 %

Mobile phone used to receive money (% age 15+) [w1]
9.45 %

Mobile phone used to receive money, rural (% age 15+) [w1]
6.52 %

Mobile phone used to receive money, male (% age 15+) [w1]
11.86 %

Mobile phone used to receive money, female (% age 15+) [w1]
7.13 %

Mobile phone used to receive money, young adults (% ages 15-24) [w1]
6.54 %

Mobile phone used to receive money, older adults (% ages 25+) [w1]
10.68 %

Mobile phone used to receive money, primary education or less (% ages 15+) [w1]
3.17 %

Mobile phone used to receive money, secondary education or more (% ages 15+) [w1]
12.03 %

Mobile phone used to receive money, income, poorest 40% (% ages 15+) [w1]
3.98 %

Mobile phone used to receive money, income, richest 60% (% ages 15+) [w1]
13.13 %

Account at a financial institution (% age 15+) [w2]
68.77 %

Account at a financial institution, rural (% age 15+) [w2]
68.59 %

Account at a financial institution, male (% age 15+) [w2]
68.77 %

Account at a financial institution, female (% age 15+) [w2]
68.77 %

Account at a financial institution, young adults (% ages 15-24) [w2]
50.98 %

Account at a financial institution, older adults (% ages 25+) [w2]
75.93 %

Account at a financial institution, primary education or less (% ages 15+) [w2]
59.84 %

Account at a financial institution, secondary education or more (% ages 15+) [w2]
72.01 %

Account at a financial institution, income, poorest 40% (% ages 15+) [w2]
56.47 %

Account at a financial institution, income, richest 60% (% ages 15+) [w2]
77.32 %

Account Ownership (% age 15+) [w2]
70.32 %

Account Ownership, rural (% age 15+) [w2]
69.99 %

Account Ownership, male (% age 15+) [w2]
70.27 %

Account Ownership, female (% age 15+) [w2]
70.36 %

Account Ownership, young adults (% ages 15-24) [w2]
53.5 %

Account Ownership, older adults (% ages 25+) [w2]
77.09 %

Account Ownership, primary education or less (% ages 15+) [w2]
60.66 %

Account Ownership, secondary education or more (% ages 15+) [w2]
73.84 %

Account Ownership, income, poorest 40% (% ages 15+) [w2]
57.79 %

Account Ownership, income, richest 60% (% ages 15+) [w2]
79.03 %

Debit card (% age 15+) [w2]
54.87 %

Debit card, rural (% age 15+) [w2]
51.3 %

Debit card, male (% age 15+) [w2]
54.33 %

Debit card, female (% age 15+) [w2]
55.35 %

Debit card, young adults (% ages 15-24) [w2]
39.37 %

Debit card, older adults (% ages 25+) [w2]
61.1 %

Debit card, primary education or less (% ages 15+) [w2]
41.54 %

Debit card, secondary education or more (% ages 15+) [w2]
59.8 %

Debit card, income, poorest 40% (% ages 15+) [w2]
40.45 %

Debit card, income, richest 60% (% ages 15+) [w2]
64.89 %

Debit card in own name (% age 15+) [w2]
50.63 %

Debit card in own name, rural (% age 15+) [w2]
46.19 %

Debit card in own name, male (% age 15+) [w2]
50.15 %

Debit card in own name, female (% age 15+) [w2]
51.06 %

Debit card in own name, young adults (% ages 15-24) [w2]
36.28 %

Debit card in own name, older adults (% ages 25+) [w2]
56.41 %

Debit card in own name, primary education or less (% ages 15+) [w2]
37.31 %

Debit card in own name, secondary education or more (% ages 15+) [w2]
55.53 %

Debit card in own name, income, poorest 40% (% ages 15+) [w2]
36.07 %

Debit card in own name, income, richest 60% (% ages 15+) [w2]
60.76 %

Debit card used in the past year (% age 15+) [w2]
40.84 %

Debit card used in the past year, rural (% age 15+) [w2]
35.66 %

Debit card used in the past year, male (% age 15+) [w2]
42.23 %

Debit card used in the past year, female (% age 15+) [w2]
39.58 %

Debit card used in the past year, young adults (% ages 15-24) [w2]
28.38 %

Debit card used in the past year, older adults (% ages 25+) [w2]
45.84 %

Debit card used in the past year, primary education or less (% ages 15+) [w2]
23.75 %

Debit card used in the past year, secondary education or more (% ages 15+) [w2]
47.2 %

Debit card used in the past year, income, poorest 40% (% ages 15+) [w2]
24.82 %

Debit card used in the past year, income, richest 60% (% ages 15+) [w2]
51.98 %

Credit card (% age 15+) [w2]
13.46 %

Credit card, rural (% age 15+) [w2]
13.12 %

Credit card, male (% age 15+) [w2]
13.74 %

Credit card, female (% age 15+) [w2]
13.22 %

Credit card, young adults (% ages 15-24) [w2]
6.47 %

Credit card, older adults (% ages 25+) [w2]
16.27 %

Credit card, primary education or less (% ages 15+) [w2]
7.28 %

Credit card, secondary education or more (% ages 15+) [w2]
15.79 %

Credit card, income, poorest 40% (% ages 15+) [w2]
7.89 %

Credit card, income, richest 60% (% ages 15+) [w2]
17.34 %

Credit card used in the past year (% age 15+) [w2]
10.8 %

Credit card used in the past year, rural (% age 15+) [w2]
10.78 %

Credit card used in the past year, male (% age 15+) [w2]
9.94 %

Credit card used in the past year, female (% age 15+) [w2]
11.56 %

Credit card used in the past year, young adults (% ages 15-24) [w2]
5.84 %

Credit card used in the past year, older adults (% ages 25+) [w2]
12.79 %

Credit card used in the past year, primary education or less (% ages 15+) [w2]
3.31 %

Credit card used in the past year, secondary education or more (% ages 15+) [w2]
13.57 %

Credit card used in the past year, income, poorest 40% (% ages 15+) [w2]
5.99 %

Credit card used in the past year, income, richest 60% (% ages 15+) [w2]
14.14 %

Used the Internet to pay bills or buy things (% age 15+) [w2]
7.62 %

Used the Internet to pay bills or buy things, rural (% age 15+) [w2]
7.14 %

Used the Internet to pay bills or buy things, male (% age 15+) [w2]
8.5 %

Used the Internet to pay bills or buy things, female (% age 15+) [w2]
6.83 %

Used the Internet to pay bills or buy things, young adults (% ages 15-24) [w2]
3.84 %

Used the Internet to pay bills or buy things, older adults (% ages 25+) [w2]
9.13 %

Used the Internet to pay bills or buy things, primary education or less (% ages 15+) [w2]
1.91 %

Used the Internet to pay bills or buy things, secondary education or more (% ages 15+) [w2]
9.73 %

Used the Internet to pay bills or buy things, income, poorest 40% (% ages 15+) [w2]
3.12 %

Used the Internet to pay bills or buy things, income, richest 60% (% ages 15+) [w2]
10.75 %

Saved to start, operate, or expand a farm or business (% age 15+) [w2]
11.04 %

Saved to start, operate, or expand a farm or business, rural (% age 15+) [w2]
11.29 %

Saved to start, operate, or expand a farm or business, male (% age 15+) [w2]
12.95 %

Saved to start, operate, or expand a farm or business, female (% age 15+) [w2]
9.32 %

Saved to start, operate, or expand a farm or business, young adults (% ages 15-24) [w2]
5.92 %

Saved to start, operate, or expand a farm or business, older adults (% ages 25+) [w2]
13.09 %

Saved to start, operate, or expand a farm or business, primary education or less (% ages 15+) [w2]
8.39 %

Saved to start, operate, or expand a farm or business, secondary education or more (% ages 15+) [w2]
12.07 %

Saved to start, operate, or expand a farm or business, income, poorest 40% (% ages 15+) [w2]
7.98 %

Saved to start, operate, or expand a farm or business, income, richest 60% (% ages 15+) [w2]
13.16 %

Saved for old age (% age 15+) [w2]
15.93 %

Saved for old age, rural (% age 15+) [w2]
13.87 %

Saved for old age, male (% age 15+) [w2]
15.94 %

Saved for old age, female (% age 15+) [w2]
15.92 %

Saved for old age, young adults (% ages 15-24) [w2]
4.78 %

Saved for old age, older adults (% ages 25+) [w2]
20.4 %

Saved for old age, primary education or less (% ages 15+) [w2]
17.18 %

Saved for old age, secondary education or more (% ages 15+) [w2]
15.6 %

Saved for old age, income, poorest 40% (% ages 15+) [w2]
9.94 %

Saved for old age, income, richest 60% (% ages 15+) [w2]
20.09 %

Saved any money in the past year (% age 15+) [w2]
66.36 %

Saved any money in the past year, rural (% age 15+) [w2]
63.83 %

Saved any money in the past year, male (% age 15+) [w2]
66.51 %

Saved any money in the past year, female (% age 15+) [w2]
66.24 %

Saved any money in the past year, young adults (% ages 15-24) [w2]
51.92 %

Saved any money in the past year, older adults (% ages 25+) [w2]
72.19 %

Saved any money in the past year, primary education or less (% ages 15+) [w2]
60.97 %

Saved any money in the past year, secondary education or more (% ages 15+) [w2]
68.42 %

Saved any money in the past year, income, poorest 40% (% ages 15+) [w2]
57.25 %

Saved any money in the past year, income, richest 60% (% ages 15+) [w2]
72.71 %

Borrowed from a financial institution (% age 15+) [w2]
12.09 %

Borrowed from a financial institution, rural (% age 15+) [w2]
10.46 %

Borrowed from a financial institution, male (% age 15+) [w2]
12.85 %

Borrowed from a financial institution, female (% age 15+) [w2]
11.41 %

Borrowed from a financial institution, young adults (% ages 15-24) [w2]
4.35 %

Borrowed from a financial institution, older adults (% ages 25+) [w2]
15.2 %

Borrowed from a financial institution, primary education or less (% ages 15+) [w2]
4.26 %

Borrowed from a financial institution, secondary education or more (% ages 15+) [w2]
15 %

Borrowed from a financial institution, income, poorest 40% (% ages 15+) [w2]
4.29 %

Borrowed from a financial institution, income, richest 60% (% ages 15+) [w2]
17.52 %

Borrowed from a store by buying on credit (% age 15+) [w2]
20.09 %

Borrowed from a store by buying on credit, rural (% age 15+) [w2]
20.77 %

Borrowed from a store by buying on credit, male (% age 15+) [w2]
17.99 %

Borrowed from a store by buying on credit, female (% age 15+) [w2]
21.98 %

Borrowed from a store by buying on credit, young adults (% ages 15-24) [w2]
9.88 %

Borrowed from a store by buying on credit, older adults (% ages 25+) [w2]
24.19 %

Borrowed from a store by buying on credit, primary education or less (% ages 15+) [w2]
15.56 %

Borrowed from a store by buying on credit, secondary education or more (% ages 15+) [w2]
21.68 %

Borrowed from a store by buying on credit, income, poorest 40% (% ages 15+) [w2]
13.59 %

Borrowed from a store by buying on credit, income, richest 60% (% ages 15+) [w2]
24.61 %

Borrowed from family or friends (% age 15+) [w2]
71.2 %

Borrowed from family or friends, rural (% age 15+) [w2]
72.58 %

Borrowed from family or friends, male (% age 15+) [w2]
67.58 %

Borrowed from family or friends, female (% age 15+) [w2]
74.44 %

Borrowed from family or friends, young adults (% ages 15-24) [w2]
72.66 %

Borrowed from family or friends, older adults (% ages 25+) [w2]
70.59 %

Borrowed from family or friends, primary education or less (% ages 15+) [w2]
75.29 %

Borrowed from family or friends, secondary education or more (% ages 15+) [w2]
69.78 %

Borrowed from family or friends, income, poorest 40% (% ages 15+) [w2]
74.09 %

Borrowed from family or friends, income, richest 60% (% ages 15+) [w2]
69.18 %

Borrowed from a private informal lender (% age 15+) [w2]
18.36 %

Borrowed from a private informal lender, rural (% age 15+) [w2]
19.45 %

Borrowed from a private informal lender, male (% age 15+) [w2]
18.81 %

Borrowed from a private informal lender, female (% age 15+) [w2]
17.96 %

Borrowed from a private informal lender, young adults (% ages 15-24) [w2]
7.4 %

Borrowed from a private informal lender, older adults (% ages 25+) [w2]
22.69 %

Borrowed from a private informal lender, primary education or less (% ages 15+) [w2]
22.64 %

Borrowed from a private informal lender, secondary education or more (% ages 15+) [w2]
16.67 %

Borrowed from a private informal lender, income, poorest 40% (% ages 15+) [w2]
23.67 %

Borrowed from a private informal lender, income, richest 60% (% ages 15+) [w2]
14.67 %

Borrowed for education or school fees (% age 15+) [w2]
18.03 %

Borrowed for education or school fees, rural (% age 15+) [w2]
17.23 %

Borrowed for education or school fees, male (% age 15+) [w2]
14.2 %

Borrowed for education or school fees, female (% age 15+) [w2]
21.46 %

Borrowed for education or school fees, young adults (% ages 15-24) [w2]
11.16 %

Borrowed for education or school fees, older adults (% ages 25+) [w2]
20.79 %

Borrowed for education or school fees, primary education or less (% ages 15+) [w2]
16.84 %

Borrowed for education or school fees, secondary education or more (% ages 15+) [w2]
18.49 %

Borrowed for education or school fees, income, poorest 40% (% ages 15+) [w2]
16.97 %

Borrowed for education or school fees, income, richest 60% (% ages 15+) [w2]
18.76 %

Borrowed for health or medical purposes (% age 15+) [w2]
17.65 %

Borrowed for health or medical purposes, rural (% age 15+) [w2]
17.36 %

Borrowed for health or medical purposes, male (% age 15+) [w2]
17.24 %

Borrowed for health or medical purposes, female (% age 15+) [w2]
18.02 %

Borrowed for health or medical purposes, young adults (% ages 15-24) [w2]
7.59 %

Borrowed for health or medical purposes, older adults (% ages 25+) [w2]
21.62 %

Borrowed for health or medical purposes, primary education or less (% ages 15+) [w2]
20.03 %

Borrowed for health or medical purposes, secondary education or more (% ages 15+) [w2]
16.64 %

Borrowed for health or medical purposes, income, poorest 40% (% ages 15+) [w2]
16.41 %

Borrowed for health or medical purposes, income, richest 60% (% ages 15+) [w2]
18.51 %

Borrowed to start, operate, or expand a farm or business (% age 15+) [w2]
7.51 %

Borrowed to start, operate, or expand a farm or business, rural (% age 15+) [w2]
9.08 %

Borrowed to start, operate, or expand a farm or business, male (% age 15+) [w2]
9.25 %

Borrowed to start, operate, or expand a farm or business, female (% age 15+) [w2]
5.94 %

Borrowed to start, operate, or expand a farm or business, young adults (% ages 15-24) [w2]
2.7 %

Borrowed to start, operate, or expand a farm or business, older adults (% ages 25+) [w2]
9.44 %

Borrowed to start, operate, or expand a farm or business, primary education or less (% ages 15+) [w2]
6.39 %

Borrowed to start, operate, or expand a farm or business, secondary education or more (% ages 15+) [w2]
7.69 %

Borrowed to start, operate, or expand a farm or business, income, poorest 40% (% ages 15+) [w2]
4.98 %

Borrowed to start, operate, or expand a farm or business, income, richest 60% (% ages 15+) [w2]
9.26 %

Borrowed any money in the past year (% age 15+) [w2]
85.58 %

Borrowed any money in the past year, rural (% age 15+) [w2]
84.95 %

Borrowed any money in the past year, male (% age 15+) [w2]
84.38 %

Borrowed any money in the past year, female (% age 15+) [w2]
86.66 %

Borrowed any money in the past year, young adults (% ages 15-24) [w2]
80.41 %

Borrowed any money in the past year, older adults (% ages 25+) [w2]
87.64 %

Borrowed any money in the past year, primary education or less (% ages 15+) [w2]
87.97 %

Borrowed any money in the past year, secondary education or more (% ages 15+) [w2]
84.61 %

Borrowed any money in the past year, income, poorest 40% (% ages 15+) [w2]
87.29 %

Borrowed any money in the past year, income, richest 60% (% ages 15+) [w2]
84.39 %

Coming up with emergency funds: very possible (% age 15+) [w2]
18.2 %

Coming up with emergency funds: very possible, rural (% age 15+) [w2]
12.41 %

Coming up with emergency funds: very possible, male (% age 15+) [w2]
21.25 %

Coming up with emergency funds: very possible, female (% age 15+) [w2]
15.47 %

Coming up with emergency funds: very possible, young adults (% ages 15-24) [w2]
11.6 %

Coming up with emergency funds: very possible, older adults (% ages 25+) [w2]
20.85 %

Coming up with emergency funds: very possible, primary education or less (% ages 15+) [w2]
9.71 %

Coming up with emergency funds: very possible, secondary education or more (% ages 15+) [w2]
21.4 %

Coming up with emergency funds: very possible, income, poorest 40% (% ages 15+) [w2]
8.45 %

Coming up with emergency funds: very possible, income, richest 60% (% ages 15+) [w2]
24.99 %

Coming up with emergency funds: somewhat possible (% age 15+) [w2]
22.05 %

Coming up with emergency funds: somewhat possible, rural (% age 15+) [w2]
20.24 %

Coming up with emergency funds: somewhat possible, male (% age 15+) [w2]
19.41 %

Coming up with emergency funds: somewhat possible, female (% age 15+) [w2]
24.42 %

Coming up with emergency funds: somewhat possible, young adults (% ages 15-24) [w2]
14.72 %

Coming up with emergency funds: somewhat possible, older adults (% ages 25+) [w2]
25 %

Coming up with emergency funds: somewhat possible, primary education or less (% ages 15+) [w2]
16.67 %

Coming up with emergency funds: somewhat possible, secondary education or more (% ages 15+) [w2]
24.06 %

Coming up with emergency funds: somewhat possible, income, poorest 40% (% ages 15+) [w2]
11.76 %

Coming up with emergency funds: somewhat possible, income, richest 60% (% ages 15+) [w2]
29.21 %

Coming up with emergency funds: not very possible (% age 15+) [w2]
18.83 %

Coming up with emergency funds: not very possible, rural (% age 15+) [w2]
18.45 %

Coming up with emergency funds: not very possible, male (% age 15+) [w2]
18.24 %

Coming up with emergency funds: not very possible, female (% age 15+) [w2]
19.36 %

Coming up with emergency funds: not very possible, young adults (% ages 15-24) [w2]
17.97 %

Coming up with emergency funds: not very possible, older adults (% ages 25+) [w2]
19.19 %

Coming up with emergency funds: not very possible, primary education or less (% ages 15+) [w2]
17.32 %

Coming up with emergency funds: not very possible, secondary education or more (% ages 15+) [w2]
19.34 %

Coming up with emergency funds: not very possible, income, poorest 40% (% ages 15+) [w2]
20.73 %

Coming up with emergency funds: not very possible, income, richest 60% (% ages 15+) [w2]
17.51 %

Coming up with emergency funds: not at all possible (% age 15+) [w2]
38.1 %

Coming up with emergency funds: not at all possible, rural (% age 15+) [w2]
47.37 %

Coming up with emergency funds: not at all possible, male (% age 15+) [w2]
37.85 %

Coming up with emergency funds: not at all possible, female (% age 15+) [w2]
38.32 %

Coming up with emergency funds: not at all possible, young adults (% ages 15-24) [w2]
50.69 %

Coming up with emergency funds: not at all possible, older adults (% ages 25+) [w2]
33.02 %

Coming up with emergency funds: not at all possible, primary education or less (% ages 15+) [w2]
52.88 %

Coming up with emergency funds: not at all possible, secondary education or more (% ages 15+) [w2]
32.59 %

Coming up with emergency funds: not at all possible, income, poorest 40% (% ages 15+) [w2]
55.04 %

Coming up with emergency funds: not at all possible, income, richest 60% (% ages 15+) [w2]
26.32 %

Main source of emergency funds: savings (% able to raise funds, age 15+) [w2]
38.01 %

Main source of emergency funds: family or friends (% able to raise funds, age 15+) [w2]
43.75 %

Main source of emergency funds: work or loan from employer (% able to raise funds, age 15+) [w2]
7.6 %

Main source of emergency funds: financial institution or credit card (% able to raise funds, age 15+) [w2]
1.67 %

Main source of emergency funds: private informal lender (% able to raise funds, age 15+) [w2]
3.13 %

Main source of emergency funds: other (% able to raise funds, age 15+) [w2]
4.83 %

Sent domestic remittances in the past year (% age 15+) [w2]
41.47 %

Sent domestic remittances in the past year, rural (% age 15+) [w2]
39.94 %

Sent domestic remittances in the past year, male (% age 15+) [w2]
43.07 %

Sent domestic remittances in the past year, female (% age 15+) [w2]
40.04 %

Sent domestic remittances in the past year, young adults (% ages 15-24) [w2]
29.76 %

Sent domestic remittances in the past year, older adults (% ages 25+) [w2]
46.19 %

Sent domestic remittances in the past year, primary education or less (% ages 15+) [w2]
34.71 %

Sent domestic remittances in the past year, secondary education or more (% ages 15+) [w2]
44.01 %

Sent domestic remittances in the past year, income, poorest 40% (% ages 15+) [w2]
34.64 %

Sent domestic remittances in the past year, income, richest 60% (% ages 15+) [w2]
46.23 %

Received domestic remittances in the past year (% age 15+) [w2]
54.2 %

Received domestic remittances in the past year, rural (% age 15+) [w2]
54.63 %

Received domestic remittances in the past year, male (% age 15+) [w2]
51.68 %

Received domestic remittances in the past year, female (% age 15+) [w2]
56.47 %

Received domestic remittances in the past year, young adults (% ages 15-24) [w2]
49.96 %

Received domestic remittances in the past year, older adults (% ages 25+) [w2]
55.94 %

Received domestic remittances in the past year, primary education or less (% ages 15+) [w2]
49.37 %

Received domestic remittances in the past year, secondary education or more (% ages 15+) [w2]
56.07 %

Received domestic remittances in the past year, income, poorest 40% (% ages 15+) [w2]
52.01 %

Received domestic remittances in the past year, income, richest 60% (% ages 15+) [w2]
55.73 %

Received domestic remittances: in person and in cash (% recipients, age 15+) [w2]
75.42 %

Received domestic remittances: through a financial institution (% recipients, age 15+) [w2]
54.89 %

Received domestic remittances: through a mobile phone (% recipients, age 15+) [w2]
16.03 %

Received domestic remittances: through a money transfer service (% recipients, age 15+) [w2]
61.31 %

Paid utility bills in the past year (% age 15+) [w2]
36.95 %

Paid utility bills in the past year, rural (% age 15+) [w2]
33.88 %

Paid utility bills in the past year, male (% age 15+) [w2]
36.62 %

Paid utility bills in the past year, female (% age 15+) [w2]
37.25 %

Paid utility bills in the past year, young adults (% ages 15-24) [w2]
19.75 %

Paid utility bills in the past year, older adults (% ages 25+) [w2]
43.86 %

Paid utility bills in the past year, primary education or less (% ages 15+) [w2]
29.97 %

Paid utility bills in the past year, secondary education or more (% ages 15+) [w2]
39.36 %

Paid utility bills in the past year, income, poorest 40% (% ages 15+) [w2]
31.35 %

Paid utility bills in the past year, income, richest 60% (% ages 15+) [w2]
40.85 %

Used an account at a financial institution to pay utility bills (% age 15+) [w2]
12.17 %

Used an account at a financial institution to pay utility bills, rural (% age 15+) [w2]
10.65 %

Used an account at a financial institution to pay utility bills, male (% age 15+) [w2]
12.67 %

Used an account at a financial institution to pay utility bills, female (% age 15+) [w2]
11.73 %

Used an account at a financial institution to pay utility bills, young adults (% ages 15-24) [w2]
3.77 %

Used an account at a financial institution to pay utility bills, older adults (% ages 25+) [w2]
15.54 %

Used an account at a financial institution to pay utility bills, primary education or less (% ages 15+) [w2]
4.58 %

Used an account at a financial institution to pay utility bills, secondary education or more (% ages 15+) [w2]
14.9 %

Used an account at a financial institution to pay utility bills, income, poorest 40% (% ages 15+) [w2]
4.94 %

Used an account at a financial institution to pay utility bills, income, richest 60% (% ages 15+) [w2]
17.2 %

Used a mobile phone to pay utility bills (% age 15+) [w2]
2.93 %

Used a mobile phone to pay utility bills, rural (% age 15+) [w2]
1.97 %

Used a mobile phone to pay utility bills, male (% age 15+) [w2]
2.78 %

Used a mobile phone to pay utility bills, female (% age 15+) [w2]
3.06 %

Used a mobile phone to pay utility bills, young adults (% ages 15-24) [w2]
0.7193 %

Used a mobile phone to pay utility bills, older adults (% ages 25+) [w2]
3.81 %

Used a mobile phone to pay utility bills, primary education or less (% ages 15+) [w2]
1.03 %

Used a mobile phone to pay utility bills, secondary education or more (% ages 15+) [w2]
3.63 %

Used a mobile phone to pay utility bills, income, poorest 40% (% ages 15+) [w2]
1.34 %

Used a mobile phone to pay utility bills, income, richest 60% (% ages 15+) [w2]
4.03 %

Paid utility bills: using cash (% paying utility bills, age 15+) [w2]
87.08 %

Paid utility bills: using an account at a financial institution (% paying utility bills, age 15+) [w2]
32.94 %

Paid utility bills: using a mobile phone (% paying utility bills, age 15+) [w2]
7.92 %

Received wages in the past year (% age 15+) [w2]
33.21 %

Received wages in the past year, rural (% age 15+) [w2]
29.51 %

Received wages in the past year, male (% age 15+) [w2]
34.52 %

Received wages in the past year, female (% age 15+) [w2]
32.04 %

Received wages in the past year, young adults (% ages 15-24) [w2]
18.37 %

Received wages in the past year, older adults (% ages 25+) [w2]
39.17 %

Received wages in the past year, primary education or less (% ages 15+) [w2]
23.49 %

Received wages in the past year, secondary education or more (% ages 15+) [w2]
36.76 %

Received wages in the past year, income, poorest 40% (% ages 15+) [w2]
24.96 %

Received wages in the past year, income, richest 60% (% ages 15+) [w2]
38.95 %

Used an account to receive wages (% age 15+) [w2]
26.76 %

Used an account to receive wages, rural (% age 15+) [w2]
23.41 %

Used an account to receive wages, male (% age 15+) [w2]
27.67 %

Used an account to receive wages, female (% age 15+) [w2]
25.95 %

Used an account to receive wages, young adults (% ages 15-24) [w2]
15.19 %

Used an account to receive wages, older adults (% ages 25+) [w2]
31.41 %

Used an account to receive wages, primary education or less (% ages 15+) [w2]
15.78 %

Used an account to receive wages, secondary education or more (% ages 15+) [w2]
30.72 %

Used an account to receive wages, income, poorest 40% (% ages 15+) [w2]
15.33 %

Used an account to receive wages, income, richest 60% (% ages 15+) [w2]
34.72 %

Received wages: employed in public sector (% wage recipients, age 15+) [w2]
36.66 %

Received wages: in cash (% wage recipients, age 15+) [w2]
37.78 %

Received wages: into an account at a financial institution (% wage recipients, age 15+) [w2]
79.09 %

Received wages: through a mobile phone (% wage recipients, age 15+) [w2]
11.69 %

Received wages: withdraw all right away (% cashless wage recipients, age 15+) [w2]
26.71 %

Received wages: withdraw over time as needed (% cashless wage recipients, age 15+) [w2]
72.28 %

Deposit in the past year (% with an account, age 15+) [w2]
80.54 %

No deposit and no withdrawal in the past year (% with an account, age 15+) [w2]
11.7 %

Deposits in a typical month: 1 or 2 (% with an account, age 15+) [w2]
60.67 %

Deposits in a typical month: 3+ (% with an account, age 15+) [w2]
16.8 %

Deposits in a typical month: 0 (% with an account, age 15+) [w2]
20.94 %

Withdrawal in the past year (% with an account, age 15+) [w2]
76.28 %

Withdrawals in a typical month: 1 or 2 (% with an account, age 15+) [w2]
48.05 %

Withdrawals in a typical month: 3+ (% with an account, age 15+) [w2]
24.18 %

Withdrawals in a typical month: 0 (% with an account, age 15+) [w2]
26.15 %

Main mode of withdrawal: ATM (% with an account, age 15+) [w2]
81.75 %

Main mode of withdrawal: bank teller (% with an account, age 15+) [w2]
7.57 %

Main mode of withdrawal: bank agent (% with an account, age 15+) [w2]
2.61 %

Main mode of withdrawal: other (% with an account, age 15+) [w2]
3.72 %

Made transaction from an account at a financial institution using a mobile phone (% with an account, age 15+) [w2]
28.98 %

Used an account to make a transaction through a mobile phone (% age 15+) [w2]
17.62 %

Used an account to make a transaction through a mobile phone, rural (% age 15+) [w2]
16.42 %

Used an account to make a transaction through a mobile phone, male (% age 15+) [w2]
19.94 %

Used an account to make a transaction through a mobile phone, female (% age 15+) [w2]
15.54 %

Used an account to make a transaction through a mobile phone, young adults (% ages 15-24) [w2]
11.82 %

Used an account to make a transaction through a mobile phone, older adults (% ages 25+) [w2]
19.95 %

Used an account to make a transaction through a mobile phone, primary education or less (% ages 15+) [w2]
8.97 %

Used an account to make a transaction through a mobile phone, secondary education or more (% ages 15+) [w2]
20.87 %

Used an account to make a transaction through a mobile phone, income, poorest 40% (% ages 15+) [w2]
8.76 %

Used an account to make a transaction through a mobile phone, income, richest 60% (% ages 15+) [w2]
23.78 %

Mobile account (% age 15+) [w2]
14.43 %

Mobile account, rural (% age 15+) [w2]
13.5 %

Mobile account, male (% age 15+) [w2]
15.03 %

Mobile account, female (% age 15+) [w2]
13.89 %

Mobile account, young adults (% ages 15-24) [w2]
9.57 %

Mobile account, older adults (% ages 25+) [w2]
16.38 %

Mobile account, primary education or less (% ages 15+) [w2]
6.02 %

Mobile account, secondary education or more (% ages 15+) [w2]
17.56 %

Mobile account, income, poorest 40% (% ages 15+) [w2]
7.99 %

Mobile account, income, richest 60% (% ages 15+) [w2]
18.9 %

Saved for education or school fees (% age 15+) [w2]
23.85 %

Saved for education or school fees, rural (% age 15+) [w2]
20.18 %

Saved for education or school fees, male (% age 15+) [w2]
25.1 %

Saved for education or school fees, female (% age 15+) [w2]
22.72 %

Saved for education or school fees, young adults (% ages 15-24) [w2]
11.08 %

Saved for education or school fees, older adults (% ages 25+) [w2]
28.97 %

Saved for education or school fees, primary education or less (% ages 15+) [w2]
18.93 %

Saved for education or school fees, secondary education or more (% ages 15+) [w2]
25.7 %

Saved for education or school fees, income, poorest 40% (% ages 15+) [w2]
18.31 %

Saved for education or school fees, income, richest 60% (% ages 15+) [w2]
27.7 %

Saved at a financial institution (% age 15+) [w2]
32.73 %

Saved at a financial institution, rural (% age 15+) [w2]
30.19 %

Saved at a financial institution, male (% age 15+) [w2]
34.44 %

Saved at a financial institution, female (% age 15+) [w2]
31.18 %

Saved at a financial institution, young adults (% ages 15-24) [w2]
25.35 %

Saved at a financial institution, older adults (% ages 25+) [w2]
35.7 %

Saved at a financial institution, primary education or less (% ages 15+) [w2]
19.73 %

Saved at a financial institution, secondary education or more (% ages 15+) [w2]
37.44 %

Saved at a financial institution, income, poorest 40% (% ages 15+) [w2]
21.11 %

Saved at a financial institution, income, richest 60% (% ages 15+) [w2]
40.81 %

Saved using a savings club or a person outside the family (% age 15+) [w2]
30.57 %

Saved using a savings club or a person outside the family, rural (% age 15+) [w2]
29.63 %

Saved using a savings club or a person outside the family, male (% age 15+) [w2]
25.98 %

Saved using a savings club or a person outside the family, female (% age 15+) [w2]
34.68 %

Saved using a savings club or a person outside the family, young adults (% ages 15-24) [w2]
13.84 %

Saved using a savings club or a person outside the family, older adults (% ages 25+) [w2]
37.28 %

Saved using a savings club or a person outside the family, primary education or less (% ages 15+) [w2]
35.77 %

Saved using a savings club or a person outside the family, secondary education or more (% ages 15+) [w2]
28.54 %

Saved using a savings club or a person outside the family, income, poorest 40% (% ages 15+) [w2]
27.67 %

Saved using a savings club or a person outside the family, income, richest 60% (% ages 15+) [w2]
32.58 %

Outstanding mortgage (% age 15+) [w2]
9.17 %

Outstanding mortgage, rural (% age 15+) [w2]
6.11 %

Outstanding mortgage, male (% age 15+) [w2]
9.66 %

Outstanding mortgage, female (% age 15+) [w2]
8.73 %

Outstanding mortgage, young adults (% ages 15-24) [w2]
3.7 %

Outstanding mortgage, older adults (% ages 25+) [w2]
11.36 %

Outstanding mortgage, primary education or less (% ages 15+) [w2]
4.6 %

Outstanding mortgage, secondary education or more (% ages 15+) [w2]
10.88 %

Outstanding mortgage, income, poorest 40% (% ages 15+) [w2]
4.15 %

Outstanding mortgage, income, richest 60% (% ages 15+) [w2]
12.66 %

Sent domestic remittances: in person and in cash (% senders, age 15+) [w2]
69.66 %

Sent domestic remittances: through a financial institution (% senders, age 15+) [w2]
63.01 %

Sent domestic remittances: through a mobile phone (% senders, age 15+) [w2]
17.55 %

Sent domestic remittances: through a money transfer operator (% senders, age 15+) [w2]
56.56 %

Paid school fees in the past year (% age 15+) [w2]
26.6 %

Paid school fees in the past year, rural (% age 15+) [w2]
23.69 %

Paid school fees in the past year, male (% age 15+) [w2]
25.19 %

Paid school fees in the past year, female (% age 15+) [w2]
27.87 %

Paid school fees in the past year, young adults (% ages 15-24) [w2]
18.79 %

Paid school fees in the past year, older adults (% ages 25+) [w2]
29.74 %

Paid school fees in the past year, primary education or less (% ages 15+) [w2]
20.68 %

Paid school fees in the past year, secondary education or more (% ages 15+) [w2]
28.73 %

Paid school fees in the past year, income, poorest 40% (% ages 15+) [w2]
21.68 %

Paid school fees in the past year, income, richest 60% (% ages 15+) [w2]
30.02 %

Used an account at a financial institution to pay for school fees (% age 15+) [w2]
10.55 %

Used an account at a financial institution to pay for school fees, rural (% age 15+) [w2]
8.23 %

Used an account at a financial institution to pay for school fees, male (% age 15+) [w2]
10.13 %

Used an account at a financial institution to pay for school fees, female (% age 15+) [w2]
10.92 %

Used an account at a financial institution to pay for school fees, young adults (% ages 15-24) [w2]
4.44 %

Used an account at a financial institution to pay for school fees, older adults (% ages 25+) [w2]
13 %

Used an account at a financial institution to pay for school fees, primary education or less (% ages 15+) [w2]
4.07 %

Used an account at a financial institution to pay for school fees, secondary education or more (% ages 15+) [w2]
12.96 %

Used an account at a financial institution to pay for school fees, income, poorest 40% (% ages 15+) [w2]
5.45 %

Used an account at a financial institution to pay for school fees, income, richest 60% (% ages 15+) [w2]
14.1 %

Used a mobile phone to pay for school fees (% age 15+) [w2]
2.94 %

Used a mobile phone to pay for school fees, rural (% age 15+) [w2]
3.05 %

Used a mobile phone to pay for school fees, male (% age 15+) [w2]
2.18 %

Used a mobile phone to pay for school fees, female (% age 15+) [w2]
3.63 %

Used a mobile phone to pay for school fees, young adults (% ages 15-24) [w2]
1.55 %

Used a mobile phone to pay for school fees, older adults (% ages 25+) [w2]
3.5 %

Used a mobile phone to pay for school fees, primary education or less (% ages 15+) [w2]
1.84 %

Used a mobile phone to pay for school fees, secondary education or more (% ages 15+) [w2]
3.36 %

Used a mobile phone to pay for school fees, income, poorest 40% (% ages 15+) [w2]
1.29 %

Used a mobile phone to pay for school fees, income, richest 60% (% ages 15+) [w2]
4.09 %

Paid school fees: using cash (% paying school fees, age 15+) [w2]
79.63 %

Paid school fees: using an account at a financial institution (% paying school fees, age 15+) [w2]
39.65 %

Paid school fees: using a mobile phone (% paying school fees, age 15+) [w2]
11.06 %

Received wages: into a pre-existing account (% cashless wage recipients, age 15+) [w2]
73.09 %

Received wages: into a new but not first account (% cashless wage recipients, age 15+) [w2]
13.35 %

Received wages: into a new and first account (% cashless wage recipients, age 15+) [w2]
12.78 %

Received government transfers in the past year (% age 15+) [w2]
34.18 %

Received government transfers in the past year, rural (% age 15+) [w2]
39.47 %

Received government transfers in the past year, male (% age 15+) [w2]
27.02 %

Received government transfers in the past year, female (% age 15+) [w2]
40.61 %

Received government transfers in the past year, young adults (% ages 15-24) [w2]
20.54 %

Received government transfers in the past year, older adults (% ages 25+) [w2]
39.66 %

Received government transfers in the past year, primary education or less (% ages 15+) [w2]
47.31 %

Received government transfers in the past year, secondary education or more (% ages 15+) [w2]
29.45 %

Received government transfers in the past year, income, poorest 40% (% ages 15+) [w2]
38.46 %

Received government transfers in the past year, income, richest 60% (% ages 15+) [w2]
31.21 %

Used an account to receive government transfers (% age 15+) [w2]
28.2 %

Used an account to receive government transfers, rural (% age 15+) [w2]
33.29 %

Used an account to receive government transfers, male (% age 15+) [w2]
23.13 %

Used an account to receive government transfers, female (% age 15+) [w2]
32.74 %

Used an account to receive government transfers, young adults (% ages 15-24) [w2]
16.12 %

Used an account to receive government transfers, older adults (% ages 25+) [w2]
33.05 %

Used an account to receive government transfers, primary education or less (% ages 15+) [w2]
37.3 %

Used an account to receive government transfers, secondary education or more (% ages 15+) [w2]
25.14 %

Used an account to receive government transfers, income, poorest 40% (% ages 15+) [w2]
30.1 %

Used an account to receive government transfers, income, richest 60% (% ages 15+) [w2]
26.87 %

Received government transfers: in cash (% transfer recipients, age 15+) [w2]
29.24 %

Received government transfers: into an account at a financial institution (% transfer recipients, age 15+) [w2]
81.99 %

Received government transfers: through a mobile phone (% transfer recipients, age 15+) [w2]
6.85 %

Received government transfers: withdraw all right away (% cashless transfer recipients, age 15+) [w2]
56.02 %

Received government transfers: withdraw over time as needed (% cashless transfer recipients, age 15+) [w2]
43.98 %

Received government transfers: into a pre-existing account (% cashless transfer recipients, age 15+) [w2]
40.81 %

Received government transfers: into a new but not first account (% cashless transfer recipients, age 15+) [w2]
25.34 %

Received government transfers: into a new and first account (% cashless transfer recipients, age 15+) [w2]
32.63 %

Received payments for agricultural products in the past year (% age 15+) [w2]
10.67 %

Received payments for agricultural products in the past year, rural (% age 15+) [w2]
14.17 %

Received payments for agricultural products in the past year, male (% age 15+) [w2]
10.83 %

Received payments for agricultural products in the past year, female (% age 15+) [w2]
10.53 %

Received payments for agricultural products in the past year, young adults (% ages 15-24) [w2]
9.12 %

Received payments for agricultural products in the past year, older adults (% ages 25+) [w2]
11.3 %

Received payments for agricultural products in the past year, primary education or less (% ages 15+) [w2]
12.97 %

Received payments for agricultural products in the past year, secondary education or more (% ages 15+) [w2]
9.72 %

Received payments for agricultural products in the past year, income, poorest 40% (% ages 15+) [w2]
11.15 %

Received payments for agricultural products in the past year, income, richest 60% (% ages 15+) [w2]
10.34 %

Received payments for agricultural products: in cash (% recipients, age 15+) [w2]
75.97 %

Received payments for agricultural products: into an account at a financial institution (% recipients, age 15+) [w2]
35.57 %

Received payments for agricultural products: through a mobile phone (% recipients, age 15+) [w2]
11.6 %

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