CIT Group Inc. (CIT) is a bank holding company (BHC) and a financial holding company (FHC). The Company provides financing, leasing and advisory services, principally to middle-market companies in a range of industries, primarily in North America. It also provides banking and related services to commercial and individual customers through its banking subsidiary, CIT Bank, N.A. (the Bank), which includes a regional branch network of approximately 80 branches and its online bank. The Company operates through two segments: Commercial Banking and Consumer Banking. Commercial Banking segment is comprised of four divisions, commercial finance, rail, real estate finance and business capital. Consumer Banking segment includes the consumer and community banking and legacy consumer mortgages (LCM) divisions. Retail banking, consumer lending, community development lending and Small Business Administration (SBA) lending are offerings within consumer and community banking.